Junior Loans Officers-SME (Small and Medium Enterprises) Product job at Platinum Credit (U) Ltd

Organization:

Platinum Credit (U) Ltd

About the Organization:

Platinum Credit Limited is a Microfinance Company licensed in Uganda under the Company’s Act and regulated by the Uganda Microfinance Regulation Authority (UMRA).
Founded in 2002, Platinum Credit has a vision to provide Emergency Loans to salaried and self-employed customer. We finance all Civil Servants, employees of selected private sector companies and the business community through a wide range of products.
We deliver cash in 24 hours with minimum procedure and speedy loans processing. Our products are Civil Servant Loans; Logbook Finance Loans; Private Sector Loans and the latest SME Loans.
We have recently launched an electronic loan application process through the USSD platform integrated with Mobile Money using code *249#. This is to ensure that our customers receive money within 60 seconds to meet their emergency needs.
We have continued to grow every year to become a major regional player with thriving presence in Uganda, Kenya and Tanzania. In the region we employ over 1,000 dedicated staff serving more than 100,000 customers. In Uganda we have more than 40 branches across the country.
We aspire to become the leading Credit Micro-Finance Institution in the entire East Africa region, with a reputation for speed.

Job Description

To evaluate and approve loans within loan limit by reviewing applicants’ financial status, credit history and property used as collateral.

Duties and Responsibilities

Meet with applicants to obtain information for loan applications and to answer questions about the process.
Develop prospects from current commercial customers, referral leads, or sales or trade meetings. Identify potential customers.

Analyze applicants' financial status, credit risk, and collateral to determine feasibility of granting loans.
Collect payments when they fall due and remind clients when the payments will fall due.
Negotiate payment arrangements with customers who have delinquent loans.

Qualifications and Experience

A minimum of a Diploma in a relevant field.
Knowledgeable about SME Loans.

Computer knowledge.
Excellent interpersonal and communication skills.
Minimum age 23 years old and Maximum of 30 years old.

How to Apply

To apply, submit your application, detailed CV and testimonials to the address below;
The Human Resource Manager;
Platinum Credit (U) Ltd

Send your application by
Email to: careers@platinumcredit.co.ug