Loans Officers - SME (Small and Medium Enterprises) Product job at Platinum Credit (U) Ltd

Organization:

Platinum Credit (U) Ltd

About the Organization:

Platinum Credit Uganda Limited is an ISO Certified Microfinance Company licensed and regulated by the Uganda Microfinance Regulation Authority (UMRA).

Job Description

To evaluate and approve loans within loan limit by reviewing applicants’ financial status, credit history and property used as collateral.

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Duties and Responsibilities

Meet with applicants to obtain information for loan applications and to answer questions about the process.
Contact prospective customers to present information and explain available services. Explain technical product or service information to customers. Contact current or potential customers to promote products or services.
Develop prospects from current commercial customers, referral leads, or sales or trade meetings. Identify potential customers.
Make presentations on our products to groups and individuals to attract new clients. Deliver promotional presentations to current or prospective customers.
Analyze applicants' financial status, credit risk, and collateral to determine feasibility of granting loans.
Obtain and compile copies of loan applicants' loan application documents, credit histories, corporate financial statements, and other financial information.
Review and update credit and loan files of the client.
Compute loan schedules as required.
Work with clients to identify their financial goals and to find ways of reaching those goals.
Collect payments when they fall due and remind clients when the payments will fall due.
Negotiate payment arrangements with customers who have delinquent loans.
Preparing and interpreting own report

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Qualifications and Experience

A minimum of a Diploma in a relevant field.
Computer skills.
Excellent numerical and analytical skills.
Excellent interpersonal and communication skills.
Minimum age 23 years old and Maximum of 30 years old.

How to Apply

To apply, submit your application, detailed CV and testimonials to the address below;
The Human Resource Manager;
Platinum Credit (U) Ltd

Send your application by
Email to: careers@platinumcredit.co.ug